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Insurance for ABA Therapy

We accept most major insurance carriers and help families navigate the approval process, so you can focus on your child's progress.

Do You Accept My Insurance?

Vivo ABA is in-network with most major insurance carriers. If you don't see your insurance listed below, contact us - we may still be able to help.

United Healthcare
Florida Blue
Blue Cross Blue Shield
Cigna
Aetna
Tricare

Not sure if we accept your insurance?

We'll verify your benefits for you at no cost. Most families find that ABA therapy is fully or partially covered by their insurance plan.

How Insurance Approval Works

We make the insurance process as simple as possible. Here's what to expect:

1

Initial Consultation

We meet with your family to learn about your child's needs and verify your insurance benefits at no cost.

2

Assessment & Authorization

Our BCBA conducts a comprehensive assessment and submits the authorization request to your insurance provider.

3

Approval & Start Services

Once approved, we schedule therapy sessions that fit your family's routine and location preferences.

Typical Timeline

The insurance authorization process typically takes 2-4 weeks from initial assessment to approval. We handle all communication with your insurance provider and keep you updated throughout the process.

Common Insurance Questions

While most major insurance plans are required to cover ABA therapy for children with autism, some plans may have limitations. We can discuss alternative funding options, payment plans, or help you explore other insurance options that provide better coverage.
It depends on your insurance plan. Some plans require a referral from your child's pediatrician, while others do not. We'll verify your specific plan requirements during the benefits verification process.
Most families have a copay or coinsurance based on their insurance plan. We'll provide a clear breakdown of your expected costs during benefits verification, so there are no surprises.
Coverage varies by plan and your child's clinical needs. Our BCBA will conduct an assessment and recommend the appropriate number of therapy hours, then submit an authorization request to your insurance. Most children receive between 10-40 hours per week, depending on their individual needs and insurance approval.

Let Us Verify Your Benefits

Complete our intake process and we'll verify your insurance coverage at no cost. Most families find their benefits cover ABA therapy fully or partially.